McCoy is older now and he is thinking about his future. He and I have had a running conversation about types of schools. He lives in a state that is known for its flagship public universities, but it also has nationally recognized private universities.
My counselor tells us to look at all kinds of options–to see what types of schools would be the best matches for us. She also reminds us that one of the biggest problems is narrowing the list down because there are so many options!
* In-state publics–both community colleges and four-year schools in-state generally have a more appealing price tag. This is because your family, and you if you are an independent student, pay taxes in your home state and, therefore, you are eligible for a tuition break because these institutions are, in part, supported by state tax funds.
* Out-of-state publics–these schools charge more to residents who do not live in the state because the families of those residents, or the independent students from other states, do NOT pay in-state taxes that help support the institutions.
* Privates–these schools do not rely on state funding for operating expenses. Generally, their tuition and fees appear far higher than the public university options. There is no price tag difference that is hinged to your state of residence.
* Four-year vs. two-year-George Lucas–the Star Wars guy–started college at a community college–so did Craig Venter (founder of Celera–the company that sequenced the human genome). Remember . . . it isn’t about where you start. It’s about finishing–getting the degree and the experience that will launch you to the future of your dreams. Almost half of the first-time college students in the U.S. begin their college careers at community colleges.
* Bricks and mortar vs. online-Online education options are increasing. Many traditional colleges and universities now offer online courses. Make sure to find out how your online courses/degrees are viewed in the job market.
The real key is to find college matches that fit your needs. Stay focused on that. When McCoy and I were younger, Hawaii seemed very appealing as a location for further education. Beaches . . . sun . . . lots of water . . . I thought everyone went far away to college. Imagine my surprise when I found out that almost 50% of first-time college students are only 100 miles or less away from home! I was even farther blown away to learn that nearly 8 out of 10 college students are 500 miles or less away from home.
Here is another shocker I’m coming to terms with: Private colleges can be as affordable, or in some instances more affordable, than public ones! WOW☺! That is interesting news. The caveat: never rule out a college option based on sticker price. Applying for scholarships and financial aid really can open up lots of options. I’m going to go ask my counselor about the CSS PROFILE and the FAFSA and have her explain institutional forms to me. I’ll fill you in later--all this thinking makes me tired.
L8R,
Clyde
